Change coming for debt vultures
Debt management firms are now required to hold a credit licence. Thank goodness.
Time for a portfolio health check
The end of the financial year can be a good time to review your portfolio. Asset markets don't stand still for long, and you could find your investment mix no longer reflects your appetite for risk.
Buying a home with a tiny deposit brings risks of its own
The latest Federal Budget has delivered good news for first home buyers and single parents planning to buy a home of their own. But the initiatives could do with a 'buyer beware' warning.
FOMO sees first home buyers battle unexpected costs
It's been an exceptional few months in the property market. In February, values rose 2.1% nationally - the biggest monthly jump since 2003. March saw a 2.8% uptick, the fastest climb in 32 years. Thankfully, price growth for April settled down to 1.8%.
$900 million in savings up for grabs on power bills
As the mercury falls, now's the time to turn up the heat on electricity bills
Putting all your eggs in one basket is a risky game
When it comes to investing, Australians are pretty conservative. Just over one in four of us invest directly in shares. This may seem high, but it's modest on a global scale.
1 in 3 Australians lose money to crooks
Over the past 12 months, scams have cost Australians $201 million. In the first three months of 2021 alone, crims fleeced their victims out of $63 million.
When it's gambling, not investing
Consumer protection is not a bad thing when it comes to investing.
Scammers take advantage of COVID
We don't just need to protect our physical health during COVID. Our financial wellbeing could also be at stake as scammers try to profit from the pandemic.
Act now to save on health cover
It's that time of year when the one in two Australians with private health insurance will cop a rise in premiums.
Women - naturally good at investing
Women's financial wellbeing is on the rise, but there is still a significant gap compared to men.
Pay off the mortgage early, grow super or invest?
Paying off your home loan early can make good sense. But in a low rate world it's a strategy that can come at the expense of personal wealth.
When investing becomes a juggling act
Managing investments can become a juggling act as we get older. We need a portfolio that generates regular income. But we also need assets that let us keep up with increases in the cost of living. At the same time, we tend to feel less comfortable about risk, with more of a focus on preserving capital.
One key factor to make money on property
Rising property values across much of Australia are likely to attract the interest of investors in 2021. But buying in a 'hot' market calls for extra care.
Bitcoin: Will the bubble burst?
There's nothing like a fast-rising market to attract interest. But when it comes to Bitcoin's latest meteoric rise, could history repeat?
Cashback or lower rate?
As competition between lenders heats up, some are offering cashback payments of up to $5,000 when you refinance a home loan. But does it offer good value?
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